Independent Analysis of Lost Earnings and Economic Loss
The Valuation Group provides economic loss analysis in matters involving disability claims, lost earnings, lost earning capacity, business-owner income loss, policy-related economic loss, and insurance-related financial disputes.
Our work supports attorneys, insurers, claims professionals, policyholders, business owners, mediators, arbitrators, and advisory teams that need a documented analysis of income, earning capacity, business performance, or financial impact.
Why The Valuation Group
Disability and lost earnings matters often require analysis of income history, business ownership, compensation, distributions, benefits, tax records, financial statements, earning capacity, work history, industry conditions, and the relationship between the claimed condition or event and the alleged economic loss.
Our analysis accounts for how income is actually earned, reported, distributed, retained, or supported by the business, so that claimed lost earnings or disability-related economic loss can be measured with appropriate financial context.
We analyze claims involving lost wages, lost business income, reduced earning capacity, diminished professional income, and changes in compensation or owner earnings.
Our work may address historical earnings, expected earnings, compensation patterns, business income, benefits, taxes, work-life considerations, mitigation, and other factors affecting the claimed economic loss.
Claims involving business owners, professionals, executives, and self-employed individuals often require more than payroll analysis. Income may appear through salary, distributions, retained earnings, business-paid expenses, fringe benefits, related entities, or ownership value.
The Valuation Group analyzes the financial records, tax returns, business performance, compensation structure, and economic relationship between the individual and the business.
Insurance-related matters may involve disability income claims, policy disputes, income verification, loss of earning capacity, business overhead expense claims, and other financial issues tied to claimed impairment or reduced ability to work.
We provide financial analysis designed to assist counsel, insurers, claims professionals, and advisory teams in evaluating the claimed loss and the records supporting it.
We review economic loss reports, income projections, tax return analyses, compensation assumptions, business-owner income calculations, work-life assumptions, mitigation analysis, and supporting financial schedules.
Our work helps identify unsupported assumptions, missing records, double-counting, inconsistent income treatment, and areas requiring rebuttal or further discovery.
